Credit Analysts
Description OES Code: 21105
Analyze current credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with this credit information for use in decision-making.

Wages, California
Entry-Level Hourly Wage $13.21
25th Percentile $15.44
50th Percentile $21.17
75th Percentile $28.69

Wages, San Joaquin County
Entry-Level Hourly Wage $14.25
25th Percentile $15.44
50th Percentile $19.68
75th Percentile $35.62

Wages by California County
OES Survey
CCOIS Survey

Employment Projections
Employment 1998 5,400
Projected Employment 2008 6,300
Percent Change 1998-2008 16.7%
Separations 1998-2008 1,300

Employment Trends by California County

Getting the Job & Other Information
The following are industries in which credit analysts may work: Iron and Steel Foundries; Wholesale trade-nondurable goods (Apparel, Piece Goods, and Notions); Commercial Banks; Nondepository Institutions (Personal Credit Institutions; Business Credit Institutions; Mortgage Bankers and Brokers); Insurance Carriers (Fire, Marine, and Casualty Insurance, Health, and Welfare Funds); Insurance Agents, Brokers, & Service; Business Services (Credit Reporting and Collection, Personnel Supply Services, Computer and Data Processing Services).

For a list of current job listing, browse CalJOBS or America's Job Bank.


Skills & Other Requirements
Analyze Credit Data; Analyze/Interpret Data/Budgets; Accounting Principles; Advanced Business Math (Accounting, Finance, Statistics, Mis Etc.); Contract, Property & Insurance Laws In Sales Activities; Financial Management Principles; Monetary Practices; Principles Of Accounting; Authorize Credit Charges; Compute Equity & Taxes; Fiscal Data; Conduct Credit Investigations & Stock Transaction; Evaluate Degree Of Financial Risk; Follow/Give Instructions; Make Decisions; Monitor Credit Extension Decisions; Operate Business Machines; Prepare Reports; Provide Customer Service & Financial Consultations; Review Loan Applications; Train Staff In Banking & Financial Services; Computer Keyboard, Word Processing, Spreadsheet Software; Correct Grammar, Punctuation & Spelling; Written Communication In Sales Work.

References
Oregon Labor Market Information System: Occupational Information Center

Related Occupations: Other Financial Specialists, Loan Officers & Counselors, Credit Authorizers

Training: California Training and Education Providers (CTEP)